A few months ago, I experienced something that made me realize how easy it is to fall for scams in today’s digital world. It started with a simple text message that looked completely normal at first glance. The message claimed to be from my bank and said there was “suspicious activity” on my account. It included a link and told me I needed to verify my information immediately to avoid my account being locked. At the time, the message felt urgent and real. That sense of urgency was not accidental. The purpose of this scam was clearly to get me to panic and act quickly without thinking. By creating fear…